Dream Big

0% PCP finance deals look enticing but mileage limits and balloon payments can make them poor value over time

Better than dealer finance.

We finance new or used vehicles
Borrow from us and own your car from the start
Drive when and where you like with no mileage limits
Low Rate – 7.2%APR*
No penalty for early repayment of your loan

Afford-O-Matic™ Calculator

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Lending criteria and terms and conditions apply.

The calculation is based on a maximum unsecured borrowing of €50,000, for amounts larger than this please contact the Credit Union. Security may be required.

A loan of €5,000 over 3 year with 36 monthly instalments costs €154.36 per month at a variable rate 6.99% (Annual Percentage Rate (APR) 7.2%). Cost of credit is €557.05. The total amount you pay is €5,557.05. Variable rates may increase which would cause the cost of credit to increase.

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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Dundalk Credit Union is regulated by the Central Bank of Ireland .