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Finance your Dream Car For the Right Rate

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Applying for our car loan is easy and decisions are fast.Start your application online or call us on 1800 8100 70

Loan Benefits:

  • Applying is easy and decisions are fast.
  • ​We finance new or used vehicles
  • No waiting for new members. Join and apply.
  • Flexible repayment options
  • Apply to borrow up to €50,000 for up to 10 years

Start Your ApplicationHow Much Could I Borrow?

      93%Loans Approved 2017

      Representative Examples



      Interest Rate

      Monthly Repayment

      Total Cost of the Loan


      5 Years

      7.69%7.99% APR*




      5 Years

      7.69%7.99% APR*




      3 Years

      8.62%8.99% APR*



      A loan of €15,000 over 5 years with 60 monthly instalments costs €301.93 per month at a variable rate 7.69% (Annual Percentage Rate (APR) 7.99%). Cost of credit is €3,115.80. The total amount you pay is €18,115.80. Variable rates may increase which would cause the cost of credit to increase.A loan of €5,000 over 3 years with 36 monthly instalments costs €158.12 per month at a variable rate 8.62% (Annual Percentage Rate (APR) 8.99%). Cost of credit is €692.32. The total amount you pay is €5,692.32. Variable rates may increase which would cause the cost of credit to increase.

      *APR stand for Annual Percentage Rate

      How To Apply

      The loan application process is a 3 step process.First, use our loan calculator to decide how much you want to borrow.Second contact us and make your application, providing us with the relevant information such as recent payslips or proof of income and recent bank statements. Most applications will get a decision either immediately or within 24 hours.Third, get your loan paid out as an EFT, in cheque or cash.The loan amount you can apply for is not tied to the amount of savings you hold.

      Learn More About Applying For A Loan

      What documentation will I need?

      • Photo ID (passport, drivers license)
      • Three recent proofs of income (payslips etc.)
      • Proof of address (utility bills etc. dated within the past 6 months)
      • Proof of PPS (payslips, Revenue documentation, Department of Social Protection, Intreo)
      • Three months bank statements

      How Long does credit assessment take?

      The majority of loan applications are assessed on the day we receive the supporting documents from the applicant. Sometimes it can take a little longer, if it does, we will keep you informed every step of the way

      What does it cost?

      Our loan calculator will tell you what the monthly repayments are for the term and the amount you wish to borrow.

      Who can apply?

      You need to be a member to borrow from us.  Joining is easy and there’s no waiting to apply once you’re a member.

      Start Your Application

      Find Out How Much You Could Borrow

      Answer some short questions about your income and expenditure and we can tell you what amounts you could borrow.

      Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

      Dundalk Credit Union is regulated by the Central Bank of Ireland​.

      All figures given on this website are for your general information only, and give an indicative guide to loan repayments.  Any statements on this website do not purport to be authoritative or legally binding.  Dundalk Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

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