I confirm, acknowledge and agree;

• That this Application Web Form together with figures quoted in repayment calculators may not be construed as an offer of credit by or on behalf of the Credit Union.
• That all statements, information and details given in this application and any documentation provided in support of it are true, accurate and complete and I understand they are subject to verification by the Credit Union.
• That the Credit Union may contact my employer to verify my employment details and/or salary information for the purposes of underwriting this application.
• That loan approval is subject to the Credit Union’s credit approval process and lending criteria and that the Credit Union reserves the right to restrict, amend, reduce or withdraw any loan offer made.
• That the loan will be subject to the rates and interest of the Credit Union and I will pay all fees and charges in connection with the loan as set out in the Credit Agreement that will issue to me on the approval of my application.
• That the Credit Union may obtain Repayment Protection Insurance in relation to this credit facility and that availability of such insurance will be subject to a Declaration of Health within the Credit Agreement.
• That loan approval may be subject to conditions as specified in the Credit Agreement. This may include that my shares may be held as security against the loan.
• That upon execution of the Credit Agreement by the Credit Union and I, we will both be bound by that Agreement.