Our Loans Make Your Plans Happen

Borrow €3,000 for €92.62 Per month*

Get Your Dream Car

Borrow €15,000 for €301.93 per month.

Whether you’re thinking of an old classic or a brand new car our loan can help you finance it. Apply to borrow up to €40,000 and own your car from the start.

A loan of €15,000 over 5 years with 60 monthly instalments costs €301.93 per month at a variable rate 7.69% (Annual Percentage Rate (APR) 7.99%). Cost of credit is €3,115.80. The total amount you pay is €18,115.80. Variable rates may increase which would cause the cost of credit to increase.

Thinking of doing some home improvements?

Borrow €20,000 for €402.57 per month.

Make your friends jealous with home makeover! New sofa? Spa bathroom? We’ll make it happen!

​A loan of €20,000 over 5 years with 60 monthly instalments costs €402.57 per month at a variable rate 7.69% (Annual Percentage Rate (APR) 7.99%). Cost of credit is €4,154.20. The total amount you pay is €24,154.20. Variable rates may increase which would cause the cost of credit to increase.

Borrow €5,000 for €158.12 per month.

Whether you’re holidaying in Blackpool or Nepal our loan can help you tick some bucket list boxes. With a low rate and easy application start your application online now.

A loan of €5,000 over 3 years with 36 monthly instalments costs €158.12 per month at a variable rate 8.62% (Annual Percentage Rate (APR) 8.99%). Cost of credit is €692.32. The total amount you pay is €5,692.32. Variable rates may increase which would cause the cost of credit to increase.

Learn More About Applying For A Loan

What documentation will I need?

  • Photo ID (passport, drivers license)
  • Three recent proofs of income (payslips etc.)
  • Proof of address (utility bills etc. dated within the past 6 months)
  • Proof of PPS (payslips, Revenue documentation, Department of Social Protection, Intreo)
  • Three months bank statements

How Long does credit assessment take?

The majority of loan applications are assessed on the day we receive the supporting documents from the applicant. Sometimes it can take a little longer, if it does, we will keep you informed every step of the way

Who can apply?

You need to be a member to borrow from us.  Joining is easy and there’s no waiting to apply once you’re a member.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Dundalk Credit Union is regulated by the Central Bank of Ireland​.

All figures given on this website are for your general information only, and give a rough guide to loan repayments.  Any statements on this website do not purport to be authoritative or legally binding.  Dundalk Credit Union accepts no responsibility for errors due to changes in rates or offers which have occurred after this date. You are advised to check with our offices for up-to-date rates and offers.

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