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The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Lending criteria and terms and conditions apply.

The calculation is based on a maximum unsecured borrowing of €50,000, for amounts larger than this please contact the Credit Union. Security may be required.

A loan of €5,000 over 3 years with 36 monthly instalments costs €158.12 per month at a variable rate 8.62% (Annual Percentage Rate (APR) 8.99%). Cost of credit is €692.32. The total amount you pay is €5,692.32. Variable rates may increase which would cause the cost of credit to increase.

A loan of €15,000 over 5 years with 60 monthly instalments costs €301.93 per month at a variable rate 7.69% (Annual Percentage Rate (APR) 7.99%). Cost of credit is €3,115.80. The total amount you pay is €18,115.80. Variable rates may increase which would cause the cost of credit to increase.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.