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    Affordability Calculator - UTM NEW RATE

    • 1. Your Income

      Tell us about your salary and other income.
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    • This can be rental income, social welfare, a pension etc.
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      END

    • Your Spouse/Partner's Income

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    • This can be rental income, social welfare, a pension etc.
    • END

    • 2. Commitments

      Tell us a little about your fixed monthly outgoings.
      Personal loans, credit card repayments, car loans, etc.
    • Car loan, personal loan etc.
    • Creche, childminder, etc.
      In the case of divorce/separation
    • In the case of divorce or separation
    • END

    • You must enter your monthly income above to proceed.

    • Warning:

      You have not entered any monthly commitments or children/dependants.

      If you are paying rent, have a mortgage, have children/dependants or any regular monthly outgoings you must enter them above in step 2 or your results will not be accurate.

    • Warning:

      You have not entered any monthly income or commitments or children/dependants.

      You must enter at least one income to proceed

      If you are paying rent, have a mortgage, have children/dependants or any regular monthly outgoings you must enter them above in step 2 or your results will not be accurate.

    • How Much You Could Borrow

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    • We are sorry but we cannot complete a calculation based on your responses.

      Why not call us on to discuss your options or start an application below?

      Freephone 1800 810 070

    • The maximum monthly repayment you could afford is:

    • Based on the information provided the maximum amounts you could borrow over the following terms are listed below.

    • To make a loan application and calculate monthly repayments please scroll down.

    • Apply For A Loan

      Start your application in under a minute
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    • Interest calculated at 7.69% variable rate (7.99% APR).

    • Interest calculated at 8.62% variable rate (8.99% APR).

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    • Don't worry f you don't have this to hand.
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    © 2026 Dundalk Credit Union.
    Dundalk Credit Union is regulated by the Central Bank of Ireland

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